DSCR Investors Network

Your Rental Portfolio Is Sitting on Untapped Capital

The nation's go-to advisory for DSCR Cash-Out Refinance and Rate & Term Refinance. Real estate investors across the country are unlocking equity at rates that make the math work — without tax returns, W-2s, or income verification.

✓ No Income Verification ✓ LLC & Entity Borrowers ✓ Properties $300K+ ⚡ Cash in as Few as 15 Business Days

See What Your Property Qualifies For

No credit pull to get started. One of our DSCR advisors will reach out within one business hour or less.

First Name

Last Name

Mobile Number

Email Address

Estimated Property Value

My Goal

Est. FICO Score optional

Cash Needed optional

✅ You're in! One of our DSCR advisors will reach out within one business hour or less.

By submitting this form, you consent to be contacted by a DSCR investment advisor. We do not sell your information.

Why DSCR

The Loan Product Built for Real Estate Investors

Across the country, rental markets are generating income that traditional lenders ignore. DSCR financing changes that — your rent roll is the qualification. Whether you own property in a major metro or a high-yield secondary market, if your rental income covers the payment, you qualify. It's that straightforward.

1.20+

Minimum DSCR ratio most lenders require — many strong rental markets qualify well above this threshold

47 States

We're licensed nationwide — wherever your rental property is, we can work the deal

$300M+

In DSCR transactions advised across our lender network — we know what deals get done

How It Qualifies

Your Rental Income Is the Qualification — Not Your Tax Returns

DSCR stands for Debt Service Coverage Ratio. It measures whether your rental income covers your mortgage payment. If it does — you qualify. No W-2s. No pay stubs. No business profit and loss statements.

💰 Cash-Out Refinance

Pull equity from your rental property to fund your next acquisition, renovate an existing property, or consolidate higher-rate debt. Keep your rental. Deploy the capital.

📉 Rate & Term Refinance

Lock into better terms and reduce your monthly carry cost without touching your principal. Improve your cash flow. Strengthen your DSCR ratio.

Who This Works For

Buy-and-hold investors (1–4 unit properties)
Small multifamily landlords (2–4 units)
Short-term rental operators (Airbnb, VRBO)
LLC and entity borrowers
Self-employed investors with complex tax situations
First-time DSCR borrowers with strong rental income

Watch & Learn

What Is a DSCR Loan — and Why Investors Use Them

New to DSCR? This short video breaks down exactly how the loan works, why it's the go-to financing tool for rental property investors, and how it unlocks capital without the traditional qualification headaches.

The Process

Simple Process. Fast Timeline. Real Results.

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Tell Us About Your Property

Fill out the form. Takes 2 minutes. No credit pull required to get started.

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Speak With Your Advisor

One of our DSCR specialists reviews your scenario and runs preliminary numbers with you.

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Get Your Options

We shop your deal across our full lender bench to find the most competitive rate and terms available.

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Close and Deploy Capital

Most transactions close in 21–30 days. No surprises, no runaround.

What We Finance

Every Rental Property Type Qualifies

Whether you hold a single-family rental, a small multifamily, or a short-term vacation property — if it generates rental income, we can work with it.

Single-Family Rental

The most common DSCR property. Strong rental income + clean DSCR ratio = fast approval.

PRIMARY FOCUS

2–4 Unit Multifamily

Multiple rent streams = higher DSCR ratios. Often qualifies for better rates than single-family.

PRIMARY FOCUS

Short-Term Rental

Airbnb and VRBO income qualifies. STR operators are some of our strongest DSCR borrowers.

QUALIFIES

5–10 Unit Multifamily

Larger portfolios with strong income history. Lender options narrow slightly but deals still get done.

WORKABLE

Investor Results

Investors Trust Us to Find the Best DSCR Terms in the Market

★★★★★

"I had no idea how much equity I was sitting on until we ran the numbers. Pulled $180K out of my duplex and already have it working on the next deal."

★★★★★

"Being self-employed always made refinancing a nightmare. The DSCR process was completely different — they only cared about my rent roll, not my tax returns."

★★★★★

"We own 6 units across three properties. They shopped the deal across multiple lenders and came back with a rate we couldn't beat anywhere. Closed in 24 days."

★★★★★

"Our LLC had never done a DSCR loan before. The team walked us through everything. We pulled $240K out of our rental portfolio and deployed it into two new acquisitions within 60 days."

★★★★★

"I was running an Airbnb and didn't think I'd qualify for anything. They used my STR income and got me a rate I wasn't expecting. The process was smooth start to finish."

★★★★★

"No W-2, no problem. My tax returns make it look like I don't make anything. DSCR was the only product that looked at what actually matters — my rental income."

$300M+

DSCR transactions advised

States licensed

21–30

Day avg close time

DSCR lenders competing for your deal

Our Lender Bench

We Don't Work for One Lender. We Work for You.

Most mortgage brokers have one or two lenders they send deals to. We work with a full bench of DSCR specialists — which means multiple lenders competing on your transaction.

You get the best rate in the room, not the best rate one lender is willing to offer. Our lender relationships are nationwide — wherever your property is, we have coverage.

DSCR Lenders Competing for Your Deal

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Best Rate Wins

Lenders compete — you get the lowest rate available, not what one lender offers

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24–48 Hr Terms

Most term sheets returned within one to two business days

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DSCR Specialists Only

No generalist lenders — every lender in our bench does DSCR exclusively

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A-Credit Pricing

740+ FICO borrowers unlock the most aggressive rates in the market

Find Out What Your Rental Property Qualifies For

Takes 2 minutes. No credit pull to get started. One of our DSCR advisors will reach out within one business hour or less.

First Name

Last Name

Mobile Number

Email Address

Estimated Property Value

My Goal

Est. FICO Score (optional)

Cash Needed (optional)

✅ You're in! One of our DSCR advisors will reach out within one business hour or less.

By submitting this form, you consent to be contacted by a DSCR investment advisor. We do not sell your information.